Financing available at low rates

Need financing for your semi-truck, construction vehicle, or trailer? We've got you covered. Now you can secure the truck or trailer you need with our hassle-free financing

Apply Today

Our Services

Financing Expertise

Fuel Your Business with Our Financing

From semi-trucks to trailers, we offer a range of loan options to support your trucking business. Our experienced loan officers are here to help you every step of the way. Contact us today to get started.

Customized Services

Your Financial Journey, Our Commitment

Experience the difference of a true partner. We're dedicated to your financial well-being, both now and in the future. Let's work together to achieve your goals.

Bilingual

Your Language, Our Expertise

Whether you prefer English or Spanish, Hindi, Urdu, Turkish. We offer seamless equipment financing solutions.

Challenged Credit? No Problem

We understand that credit scores aren't everything. Universal Financial Services specializes in helping business owners with less-than-perfect credit secure the commercial vehicle financing they need. As a direct lender, we offer flexible solutions tailored to your unique situation. We look beyond credit scores to factors like business experience, collateral, and payment history. Our goal is to build long-term partnerships with our customers.

Contact Us

Unlock Your Trucking Potential

Experience the difference of a boutique lender. Our personalized approach and deep industry knowledge can help you achieve your financial goals. Schedule a consultation to discuss your trucking needs and explore our comprehensive solutions.

“Universal Financial Services made the process of expanding my fleet hassle-free. Their team was knowledgeable and efficient, and they got me the financing I needed quickly. I appreciate their personalized approach and commitment to helping businesses grow.”

Keith Finley

“I was skeptical about finding a lender who would work with my less-than-perfect credit score. Universal Financial Services was a game-changer. They took the time to understand my business and provided me with a loan that helped me purchase the truck I needed. Their customer service was exceptional throughout the entire process."

Monet Goode

“As a first-time truck owner, I was overwhelmed by the financing options available. Universal Financial Services simplified the process for me. They explained everything clearly and helped me choose the best loan for my needs. I'm so glad I chose them."

Channing Lee